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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 239-594-2214.
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Get Free Presentation On My Home Marketing. Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
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Satisfied clients say it best when they refer me to their friends, co-workers, and relatives. I am a dedicated professional offering personalized service. Read What People Are Saying About Me I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
"Thanks for all your hard work and effort during the sale of our house. We appreciated your effort and it was a pleasure working with you."
Larry & Jackie
"Thank you for all the great work and nice things you do…and the really nice way you do them."
--Lisa
Thank you so much for all your help
--Gary & Linda
There are no words to tell you how much I appreciate all that you have done for me
--Jamie
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
What information does nearly every state in America require the seller of a home to reveal to the buyer?
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| A |
Most states require disclosure of any existing problems or conditions that could affect the value of the house. |
See More Real Estate Trivia > |
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Kathy Bailey RE/MAX Realty Select 3349 Tamiami Trail North Naples, FL 34103 239-594-2214 Fax: 239-597-8353 knabelbailey@aol.com
Kathy Knabel-Bailey is one of the top RE/MAX agents in the Naples area and in Florida. She has a full-time licensed assistant working exclusively for her to free more time so that she may provide only top notch and comprehensive service for you! 
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