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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced.

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more.

Remember: As a Naples, Bonita Springs and Estero area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information!

Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

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Q	What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
A	One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million.
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Kathy Bailey, REALTOR®, real estate agent and broker for Naples, Bonita Springs and Estero, Florida home listings, property and land for sale - NUMBER1EXPERT

Kathy Bailey
RE/MAX Realty Select
3349 Tamiami Trail North
Naples, FL 34103
239-594-2214
Fax: 239-597-8353
knabelbailey@aol.com
Kathy Knabel-Bailey is one of the top RE/MAX agents in the Naples area and in Florida. She has a full-time licensed assistant working exclusively for her to free more time so that she may provide only top notch and comprehensive service for you!

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